FAQ
Who typically benefits from your services?
Our services are specifically designed to support widowed women navigating the financial complexities that arise after the loss of a spouse. We provide compassionate and personalized financial planning to help you find stability and confidence during this challenging time.
Will I have to endure lengthy investment discussions?
No, we understand that this period can be overwhelming. While it's important to educate you on investment matters, we prioritize making our discussions efficient and meaningful. Our goal is to provide you with the necessary information in a clear and concise manner, avoiding complex jargon and focusing on your comfort and understanding.
Are you a fiduciary?
Absolutely, without exception. As fiduciaries, we are committed to always acting in your best interest. We've taken a fiduciary oath and uphold this standard in all our services. It's important to note that not all financial advisors are obligated to operate as fiduciaries, but we choose to do so to ensure your trust and confidence.
What will you help me with?
We'll work together to develop a personalized financial plan tailored to your specific needs. Our comprehensive approach covers various aspects of financial planning, including:​
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Organizing and managing finances after the loss of a spouse
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Understanding and managing cash flow
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Guidance on 401(k) and other retirement accounts
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Establishing education funds for children or grandchildren
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Reviewing and optimizing employer benefits
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Estate planning to protect your legacy
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Tax planning strategies
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Managing inheritances
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Charitable giving strategies
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Risk management and insurance planning
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Budgeting and debt management
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Social Security benefit planning
How frequently will we have meetings?
Your meeting schedule will be customized to your preferences and needs. Many clients find that meeting 2-4 times a year is beneficial. We are also available for virtual meetings via Zoom, phone calls, or email to accommodate your convenience and comfort.
How are your fees structured?
As a fee-only firm, we do not earn commissions from the investments we recommend, nor do we sell life insurance or annuity products. Our compensation is derived solely from providing financial advice. We calculate an annual fee based on a percentage of your assets under management, with a minimum annual fee of $4,000. This fee can be paid monthly, starting at $325 per month, or quarterly directly from your investment accounts.
Golden Goose Wealth Planning Fee Schedule:
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$0 - $2,000,000: 1.0% (includes a $4,000 annual minimum fee)
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$2,000,001 - $5,000,000: 0.75%
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$5,000,001 - $10,000,000: 0.50%
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$10,000,001 and above: 0.25%
We believe in transparency and simplicity in our fee structure to ensure you feel confident in the value of our services.